📚 Teachers, mentors, parents — this is for you too
Every lesson ends with a key-terms box and discussion questions built for classrooms and kitchen tables. It's free, requires no signup, and every lesson has a full Spanish version — just use the language toggle in the menu. Share the link with anyone.
Lesson 1
Your Paycheck, Decoded
Gross vs. net, FICA, W-4 vs. W-2, and your first budget.
Lesson 2
Banking Basics
Checking vs. savings, the fees to never pay, and the ITIN route.
Lesson 3
Interest: The Superpower & the Trap
Compound interest both directions, APR vs. APY, and the Rule of 72.
Lesson 4 · Coming soon
Credit 101
What a score is, why it exists, and building yours from zero.
Lesson 5 · Coming soon
Credit Cards Done Right
Utilization, paying in full, and the traps designed for beginners.
Lesson 6 · Coming soon
Loans: Auto, Student & Personal
How rate + term set the real price, and how to shop a loan.
Lesson 7 · Coming soon
Renting vs. Buying & How a Mortgage Works
Down payments, PMI, and what your score does to the payment.
Lesson 8 · Coming soon
Scams & Predatory Products
Payday loans, credit repair scams, BNPL — spotting the traps.
Lesson 9 · Coming soon
Investing & Retirement Starter
401(k) match, compounding, and starting small — education only.
5–8 min each
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